San Antonio, Florida Real Estate Guide: What Buyers, Sellers, and Investors Need to Know

San Antonio, Florida sits in Pasco County, inside the Tampa Bay metro, not in Texas. The 2020 Census counted 1,297 residents; a 2026 metro-data estimate puts the figure at 1,670. In the 33576 zip code that covers most of the city, the median home sold for $338,000 in October 2025, down 6.1% from a year earlier, with a typical 63 days on the market. Tampa is about 33 miles and roughly 35 minutes away by car under normal traffic. The biggest variable behind any price swing here is sample size: San Antonio itself sells only a handful of homes some months, so a citywide monthly figure can look far more dramatic than the broader zip-level trend.

Is San Antonio, Florida the same as San Antonio, Texas?No. San Antonio, Florida is a small city in Pasco County with about 1,300 to 1,700 residents depending on the estimate used, part of the Tampa Bay metro. San Antonio, Texas is a city of roughly 1.4 million people. Search results for the bare name mix both places freely, so confirm the state before trusting any figure.

Where San Antonio, FL Actually Is (and Isn’t)

Pasco County map

San Antonio lies along State Road 52, between Dade City and the fast-growing Wesley Chapel corridor, inside the Tampa-St. Petersburg-Clearwater metropolitan statistical area. It was founded in 1882 as a Catholic colony and stayed a small farming town for over a century before Pasco County’s suburban growth reached it in the 2000s.

The population figure itself is contested, beyond the range already given above: a Census-data compilation anchors the 2020 decennial count at 1,297, while a 2026 metro-data estimate lists 1,670. Treat the higher number as a rough estimate of growth since 2020, not a verified count.

Current Housing Market Snapshot

home price chart

The most recent independent, dated figures put the 33576 zip code’s median sale price at $338,000, down from roughly $360,000 a year earlier.

Metric Current (Oct. 2025) Prior period (Oct. 2024) Trend
Median sale price, zip 33576 $338,000 ~$360,000 Down 6.1% YoY
Median days on market, zip 33576 63 days 20 days Slower
Homes sold, zip 33576 (month) 128 229 Down sharply
Median list price, active listings $410,000

Source: Redfin, 33576 housing market data and Redfin recently-sold data.

Redfin’s citywide “San Antonio” cut tells a rougher story: a $420,000 median for October 2025, down 15.6% year over year, built from only six recorded sales that month. That is not a contradiction to resolve by picking a winner; it is a warning about small-sample data. A town this size can post a 15% swing purely because a handful of larger or smaller homes happened to close in the same month, so the zip-level figure, built from a much larger sample, is the steadier read for pricing decisions.

Is San Antonio, FL a good place to invest right now?The trailing data shows a soft market, not a hot one: prices down roughly 6% year over year at the zip level and days on market roughly tripling. That favors negotiating leverage for buyers over short-term appreciation bets for investors.

Neighborhoods and Communities Compared

Mirada lagoon community

Area Community type Age restriction Best suited for
Mirada Master-planned, lagoon-anchored, multiple builders All ages (Medley section is 55-plus) Buyers wanting new construction and amenities, willing to carry CDD and HOA costs
Tampa Bay Golf & Country Club Established golf community, HOA-managed 55-plus Retirees wanting a lower entry price than Mirada with bundled HOA services
Lake Jovita / Clear Lake area Established single-family neighborhoods, some golf-course lots None Buyers wanting resale housing stock and lower ongoing fees, at the cost of fewer new-build options

A three-bedroom, two-bath home in the Tampa Bay Golf and Country Club section sold for $297,000 on December 17, 2025, with HOA fees covering cable, internet, and lawn care, according to its Redfin listing record, a useful anchor for what a 55-plus resale in San Antonio costs against Mirada’s new-construction pricing.

Mirada

The largest active new-construction community in the city, built around a shared lagoon amenity and served by multiple national builders.

Tampa Bay Golf & Country Club

An established 55-plus, golf-anchored HOA community with resale inventory typically priced below new construction.

Lake Jovita / Clear Lake area

Older single-family streets without a CDD, appealing to buyers who want to avoid new-development assessments entirely.

What It Costs Beyond the Purchase Price

property tax bill

Cost category Typical range or rate Note
Pasco County operating millage, FY2025 7.4292 mills County-only; school, water-management, and municipal levies add to this
Effective residential property tax rate 1.8% to 2.2% of assessed value Varies by taxing district and exemptions
Mirada CDD assessment Varies by parcel; builder pages cite a rate near 1.36% Verify the exact figure with the Pasco County Property Appraiser and current tax bill
Mirada HOA (Estates collection) Roughly $559 per month Other collections run in the low-to-mid $500s
Mirada lagoon access Reportedly around $35 per month Separate from HOA and CDD; confirm current schedule

Sources: Pasco County FY2025 millage resolution, Pasco County property-tax guide, Mirada cost breakdown.

A Community Development District is a special-purpose local government created under Florida Statutes Chapter 190. Mirada’s CDD was established on April 27, 2016 by county ordinance and later amended in 2018. It finances roads, water management, and community infrastructure through bonds, then recovers that debt through the annual assessment on the tax bill, separate from the county’s own millage.

Do homes in Mirada have HOA or CDD fees?Yes, both. The CDD assessment appears as a non-ad valorem line on the property tax bill and varies by parcel; the HOA is a separate monthly charge that differs by home collection. Ask the seller’s agent for the specific parcel’s current CDD assessment and HOA statement before making an offer.

Risk Factors to Weigh Before You Buy

flood risk map

Buyers moving from outside Florida often assume a small, rural-feeling town carries little environmental risk. Data for the 33576 zip code says otherwise on two of three measures.

  • Flood risk: minor-to-moderate, with 6% of properties facing severe flood risk over the next 30 years.
  • Wildfire risk: major, with 99% of properties carrying some wildfire exposure rating.
  • Wind risk: extreme, tied to hurricane and severe-storm exposure across the zip code.

Source: First Street Foundation risk data via Redfin’s 33576 risk profile.

Common mistakes buyers make here include assuming the small-town feel means no HOA or CDD costs, and assuming every generic “San Antonio” search result applies to this town. A third, quieter mistake is skipping a wind-mitigation inspection on an older, pre-2000 home simply because the listing agent calls the area low risk.

Who San Antonio, FL Actually Suits

buyer profile chart

Buyer type Priority factors Recommended area and why
Retiree or 55-plus buyer Lower ongoing fees, established HOA, resale inventory Tampa Bay Golf & Country Club; avoids Mirada’s CDD assessment on an older resale
Young family or remote worker New construction, amenities, willingness to carry CDD costs Mirada; the lagoon and new-home warranty offset the added monthly fees
Investor Lower entry price, resale liquidity, fewer master-planned fees Lake Jovita / Clear Lake established housing; no CDD debt attached to the parcel

Getting to Tampa and the Surrounding Area

highway route map

Downtown Tampa sits about 33 miles from San Antonio, a roughly 35-minute drive via I-75 and State Road 52 under typical conditions. Saint Leo University is a few minutes away in neighboring St. Leo. Wesley Chapel’s retail and job corridor sits closer still, well inside the daily-commute range for most residents here.

How far is San Antonio, FL from Tampa?About 33 miles, roughly a 35-minute drive by car under normal traffic conditions via I-75 and State Road 52.

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