Homes for Sale in Fredericksburg, Indiana: A Buyer’s Look at the Current Market

Real estate sites currently show between 2 and 5 active listings in Fredericksburg, IN, depending which site you check, with prices ranging from $39,500 for a 3.55-acre lot to $925,000 for a 2,048-square-foot house. This is a rural unincorporated community in Washington County, not a city, and it shares its name with much larger, unrelated markets in Virginia and Texas.

You’re Probably Not Looking for the Other Fredericksburgs

Indiana state map location

Three U.S. places share this name and dominate generic search results: Fredericksburg, VA, a city with roughly 663 active listings near Washington, D.C., and Fredericksburg, TX, a Texas Hill Country tourist town with over 1,000 listings. If your search returned either of those, you’re one click from the wrong state. Fredericksburg, IN is a rural community in Posey Township, Washington County, roughly 28 miles from Louisville, Kentucky, according to City-Data’s distance figures.

How many people actually live here depends entirely on which boundary you use. The 2020 census counted 41 residents in the town, per World Population Review’s Census-sourced figures; a 2023 estimate from Data USA puts it at 43; a broader “historical town” boundary reported by HomeTownLocator gives 129 as of July 2025; and the full 47120 ZIP code, which covers a much larger rural area, totals 938 per Zip-Codes.com. None of these figures is wrong; they’re measuring different areas.

What’s For Sale Right Now

current listings snapshot

Portal counts disagree because each site scrapes the Indiana Regional Multiple Listing Service on its own schedule and includes different mixes of land, houses, and pending sales. As of the sites checked, Zillow lists 4 properties in the town and its ZIP code combined, Trulia lists 2, Century 21 lists 4, and RE/MAX lists 5.

Address Asking price Type Beds/baths, size As of
9120 S Becks Mill Rd $250,000 House 3 bd / 2 ba, 2,568 sqft Zillow, Jul 2026
9774 S Bullington Rd $925,000 House 3 bd / 3 ba, 2,048 sqft Zillow, Jul 2026
9078 S Becks Mill Rd $214,900 House 3 bd / 2 ba, 1,296 sqft Century 21, Jul 2026
110 W US Highway 150 $86,000 House 2 bd / 1 ba, 740 sqft Century 21, Jul 2026

9774 S Bullington Rd is the outlier worth naming directly: it carries the highest asking price found in the area this year, and it had already taken a $75,000 cut as of June 13, 2026, according to Zillow’s listing history. That single property doubles the entire price range on its own, which is exactly why a median-price stat isn’t printed on this page: five listings is too small a sample for a median to mean anything.

Why do real estate sites show different numbers of listings for Fredericksburg, IN? Each site syncs with the regional MLS on its own timetable and applies its own boundary for “Fredericksburg,” town limits versus ZIP code, so counts of 2 to 5 at the same moment are normal, not an error.

Most of the Listings Are Land, Not Houses

vacant land parcel

Two of the properties currently listed under this search are vacant land, not finished houses: a 19-acre parcel on S Bullington Rd asking $180,000 as of a July 5, 2026 price cut, and a 3.55-acre lot on S Nalley Court asking $39,500, both per Zillow. In a market this small, land listings routinely outnumber houses, which matters if you searched “home for sale” expecting move-in-ready results and got acreage instead.

Can I get a mortgage for vacant land in Fredericksburg, IN? Standard mortgages don’t apply to raw land; buyers typically need a land loan or construction loan, which carries a higher down payment and shorter term than a home mortgage.

No Town Government, No City Services

Washington County courthouse

Fredericksburg was an incorporated town until it disincorporated in June 2012; the area is now governed directly by Washington County government rather than a town council. There’s no separate municipal budget, police department, or town hall to contact.

Does Fredericksburg, IN have its own police or fire department? No. Washington County’s sheriff’s office covers law enforcement, and fire coverage runs through the county’s township-based volunteer departments rather than a town service.

Well Water, Septic Systems, and What Ownership Costs Here

rural well and septic system

Properties here don’t connect to a municipal water or sewer system, so buyers should budget for a well and septic inspection alongside the standard home inspection, since neither is included by default. Washington County’s median property tax bill is $741 per year on a median home value of $100,200, an effective rate of 0.74%, per Tax-Rates.org, though this is a county-wide figure rather than one specific to Fredericksburg, since no town-level tax data exists after disincorporation. The county is also mapped in EPA Radon Zone 1, meaning its predicted average indoor radon screening level exceeds 4 picocuries per liter, the level at which the EPA recommends fixing a home, a rating confirmed at the county level by City-Data.

Item Figure Notes
Washington County median property tax $741/year On a $100,200 median assessed home; county-wide, not town-specific
Effective property tax rate 0.74% Below the Indiana state average
EPA radon action level 4 pCi/L Fix the home at or above this reading
Washington County radon zone Zone 1 (highest) Predicted average exceeds the action level
Water and sewer None municipal Private well and septic system standard

A radon reading above 4 pCi/L doesn’t disqualify a house, but it does mean budgeting a few hundred dollars for a mitigation system as a near-certain cost of buying here, not a remote possibility.

Is radon testing required when buying a home in Indiana? Indiana doesn’t mandate radon testing statewide, but sellers must disclose known radon issues, and lenders on some loan programs require a test in designated high-radon counties.

Schools and the Nearest Real Towns

rural school building

Posey Township, where Fredericksburg sits, is served by West Washington School Corporation, headquartered in Campbellsburg. Districtwide, the student-teacher ratio is 13 to 1, and state assessment data reported by U.S. News shows 57% of elementary students proficient in reading and 70% in math, dropping to 46% and 37% respectively by high school. These are district-wide figures, not school-specific ones, since the district operates only two schools for the entire area. Louisville, Kentucky is the nearest city of over 50,000 people, about 28 miles away; Salem, the Washington County seat, is the nearest town with county offices and everyday services.

How to Search This Market Without Missing Listings

real estate search tips

  • Search the ZIP code, not just the town name. 47120 pulls in listings that some portals file under neighboring unincorporated places.
  • Set a listing alert instead of checking once. With single-digit inventory, a new listing can appear and go under contract within the same week.
  • Ask specifically about well, septic, and radon history before scheduling a showing, since none of it appears on a standard listing sheet.
  • Confirm whether a “home” listing is land, a mobile home, or a stick-built house before driving out, since portal category tags aren’t always consistent here.

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